Profil de 緯古之善为道者,微妙玄通,深不可识。豫兮若冬涉川;...PhotosBlogListesPlus ![]() | Aide |
|
18 septembre 兔子的冷笑话
摘自朋友的博克 来几个兔子冷笑话~~~ 一天,袋鼠开着车在乡村小路上转悠,突然看到小白兔在路中央,耳朵及身体几乎完全趴在地上似乎在听什么...
一天,小白兔跑到药店里,问老板:"老板老板,你这里有胡萝卜吗?"
有一只小白兔快乐地奔跑在森林中,
在路上牠碰到一只正在卷大麻的长颈鹿, 小白兔对长颈鹿说: "长颈鹿长颈鹿,你为什么要做伤害自己的事呢? 看看这片森林多么美好,让我们一起在大自然中奔跑吧!" 长颈鹿看看大麻烟,看看小白兔,于是把大麻烟向身后一扔, 跟着小白兔在森林中奔跑. 后来牠们遇到一只正在准备吸古柯碱的大象, 小白兔对大象说: "大象大象,你为什么要做伤害自己的事呢? 看看这片森林多么美好,让我们一起在大自然中奔跑吧!" 大象看看古柯碱,看看小白兔,于是把古柯碱向身后一扔, 跟着小白兔和长颈鹿在森林中奔跑. 后来牠们遇到一只正在准备打海洛因的狮子, 小白兔对狮子说: "狮子狮子,你为什么要做伤害自己的事呢? 看看这片森林多么美好,让我们一起在大自然中奔跑吧!" 狮子看看针筒,看看小白兔,于是把针筒向身后一扔, 冲过去把小白兔狠揍了一顿. 大象和长颈鹿吓得直发抖:"你为什么要打小白兔呢? 牠这么好心,关心我们的健康又叫我们接近大自然." 狮子生气地说:"这个混蛋兔子,每次嗑了摇头丸就拉着我像白痴一样在森林里乱跑." 有一只兔子非礼了一只狼(这只兔子很强吧),
然后就跑了,狼愤而追之, 兔子眼看狼快要追上了, 便在一棵树下坐下来, 戴起墨镜,拿张报纸看, 假装什么事也没有发生过, 这时狼跑来了,看见坐在树下的兔子, 问道:"有没有看见一只跑过去的兔子!" 兔子答道:"是不是一只非礼了狼的兔子?" 狼大呼:"不会吧!这么快就上报纸了!!!" 听冰冰讲故事
王朔的女儿叫王冰冰。
王冰冰就讲:
这时它看到一只小黑兔,便跑去问:"小黑兔哥哥,小黑兔哥哥,我在大森林里迷路了,怎样才能走出大森林呀?"
小黑兔问:"你想知道吗?"
小白兔说:"想。"
小黑兔说:"你想知道的话,就得先让我舒服舒服。"
小白兔没法子,只好让小黑兔舒服舒服。小黑兔于是就告诉小白兔怎么走,小白兔知道了,就继续蹦蹦跳跳地往前跑。
跑着跑着,小白兔又迷路了,结果碰上一只小灰兔。
小白兔便跑去问:"小灰兔哥哥,小灰兔哥哥,我在大森林里迷路了,怎样才能走出大森林呀?"
小灰兔问:"你想知道吗?"
小白兔说:"想。"
小灰兔说:"你想知道的话,就得先让我舒服舒服。"
小白兔没法子,只好让小灰兔也舒服舒服。小灰兔于是就告诉小白兔怎么走,小白兔知道了,就又继续蹦蹦跳跳地往前跑。
于是,小白兔终于走出了大森林。这时,小白兔发现自己怀孕了。
17 septembre Oh, my God! ------ Life might be too hard for the little rabbit!To survive in the World Forest, life might be too hard for the little rabbit!
刚买了一份20万澳币的保险,交了第一年保费,转眼之间这家全球最大的保险公司要破产倒闭。Oh, my God!
哭都哭不出来,想给自己挖个安稳点的洞都不行。
Ku啊!
U.S. Plans Rescue of AIG to Halt Crisis; Emergency Loans for Giant Insurer Aimed at Averting Collapse;
The U.S government moved toward an emergency rescue of American International Group Inc. -- one of the world's biggest insurers -- signaling the intensity of its concerns about the danger a collapse could pose to the financial system.
The board of AIG approved a government-led rescue plan late Tuesday, according to people familiar with the matter.
The decision to provide a federal backstop for AIG came Tuesday as the federal government concluded it would be "catastrophic" to allow AIG to fail, according to a person familiar with the matter. Federal officials had tried to get the private sector to pony up funds during a three-day meeting in New York over the weekend.
But those efforts failed and with no private sector support forthcoming, Federal Reserve Chairman Ben Bernanke, Federal Reserve Bank of New York President Timothy Geithner and Treasury Secretary Henry Paulson concluded that federal assistance would be necessary to avert an AIG bankruptcy, which they feared would have disastrous repercussions throughout the financial markets.
Staff from the Federal Reserve and Treasury worked on the plan through Monday night. President Bush was briefed on the rescue Tuesday afternoon during a meeting of the President's Working Groups on Financial Markets.
Associated Press
Businessmen leave an American International Group office building Tuesday in New York.
The move is a dramatic turnabout for the federal government, which has strongly resisted overtures from AIG for an emergency loan or some intervention that would prevent the insurer from falling into bankruptcy. Just last weekend, the government effectively pulled the plug on Lehman Brothers Holdings Inc., allowing the big investment bank to fail instead of giving it financial support.
The precise details of the government's plans were still being formulated. The primary option being hammered out involved the Fed providing AIG with a short-term loan of $85 billion, according to people familiar with the situation. In exchange, the government would receive warrants in AIG representing the right to buy its as much as 80% of its stock under certain conditions, according to one person familiar with the matter.
That could put the government in a position to potentially control of a private insurer, a historic move, especially considering that AIG isn't directly regulated by the federal government.
The moves capped day of high drama in Washington, which was peppered with canceled meetings and speeches from top officials. Messrs. Paulson and Bernanke convened in the early evening an unexpected meeting of top Congressional leaders, including Sen. Harry Reid of Nevada, the majority leader, top members of the Senate banking committee and leaders, too, from the House.
Sen. Richard Shelby of Alabama said he didn't receive a "satisfactory" answer from Mr. Paulson in an early conversation about the ultimate scope of government intervention. "I laid out -- where do you stop? Where do you draw the line?"
The Federal Reserve appeared to be motivated in part by worries that Wall Street's financial crisis could begin to spill over into seemingly safe investments held by small investors, such as money-market funds that invest in AIG debt.
Indeed, on Tuesday the $62 billion Reserve Primary Fund, a New York cash-management fund, said it "broke the buck" -- that is, its net asset value fell below $1-a-share level that funds like this must maintain. Breaking the buck is an extremely rare occurrence. The fund was pinched by investments in bonds issued by now collapsing Lehman Brothers.
Money-market funds are supposed to be among the safest investments available. No fund in the $3.5 trillion mutual-fund industry has lost money since 1994, when Orange County, Calif., went bankrupt. A number of money-market funds own securities issued by AIG.
AIG's financial crisis intensified Monday night when its credit rating was downgraded, forcing it to post $14.5 billion in collateral. The insurer has far more than that in assets that it could sell, but it could not get the cash quickly enough to satisfy the collateral demands. Thus the interest in obtaining a bridge loan to carry it through. That the government would prop up AIG financially offers a stark indication of the breadth of the insurer's role in the global economy. If AIG were to have trouble meeting its obligations, the potential domino effect could reach around the world.
For one thing, banks and mutual funds are major holders off AIG's debt and could take a hit if the insurer were to default. In addition, AIG was a major seller of "credit-default swaps," essentially, insurance against default on assets tied to corporate debt and mortgage securities. Weakness at AIG could force financial institutions in the U.S., Europe and Asia that bought these swaps to take write-downs or losses.
AIG's millions of insurance policyholders appear to be considerably less at risk. That's because of how the company is structured and regulated. Its insurance policies are issued by separate subsidiaries of AIG, highly regulated units that have assets available to pay claims. In the U.S., those assets can't be shifted out of the subsidiaries without regulatory approval, and insurance is also regulated strictly abroad.
Tuesday afternoon, after the market closed, AIG put out a statement saying its basic insurance and retirement services businesses are "fully capable of meeting their obligations to policyholders." AIG said it was trying to "increase short-term liquidity in the parent company," but said that didn't "include any effort to reduce the capital of any of its subsidiaries or to tap into Asian operations for liquidity." Asia is one AIG's largest markets.
Where the company is feeling financial pain is at the corporate level, even while its insurance operations are healthy. If a bankruptcy filing did ensue, the insurance subsidiaries could continue to operate while in Chapter 11, or could also be sold.
Still, a collapse of the parent company would have huge ripple effects. The urgency of federal aid came into stark relief Tuesday as other options fell off the table and pressures continued to built. On Tuesday, AIG's attempt to raise as much as $75 billion from private-sector banks failed. The banks advising the firm concluded it would be all but impossible to organize a loan of that size, making the government AIG's chief hope.
As a result of the credit downgrades, AIG has to post $14.5 billion in collateral to bolster its credit rating. In the debt markets, AIG also has to post additional collateral to investment banks and others it trades with.
Crisis on Wall Street · Greenberg's Letter to AIG CEO Willumstad · Wash Wire: Bush Not to Comment on Paulson Meeting · Crisis Blog: Questions and Answers on AIG · AIG, Lehman Shock Hits World Markets · Old-School Banks Emerge on Top · Complete Coverage: Wall Street in Crisis
Concerns about AIG's future are prompting some of its clients to close out their accounts, further exacerbating the situation, according to a person familiar with the matter.
Adding to AIG's woes, investors continued to pummel the company's stock on Tuesday, pushing the share price down another 21%, to $3.75. It was the third double-digit percentage decline in the last three trading days.
Federal officials worked throughout the day to help the company forestall a possible bankruptcy filing. Insurance regulators in New York, where AIG is based, are also working on a plan to let AIG move some assets into and out of its subsidiaries in order to be able to borrow up to $20 billion against some of them. But a spokesman says the department is confident it is protecting policyholders.
"Our deal is contingent on a broader solution to AIG's problems," says the department spokesman, David Neustadt.
AIG's cash squeeze is driven in large part by losses in a unit separate from its traditional insurance businesses. That financial-products unit, which has been a part of AIG for years, sold the credit-default swap contracts designed to protect investors against default in an array of assets, including subprime mortgages.
But as the housing market has crumbled, the value of those contracts has dropped sharply, driving $18 billion in losses over the past three quarters and forcing AIG to put up billions of dollars in collateral. AIG raised $20 billion earlier this year. But the ongoing demands are straining the holding company's resources. Further losses in the third quarter are increasing the tension.
That strain contributed to the ratings downgrades on Monday. Those downgrades, in turn, ratcheted up the pressure on the company to come up with more cash, quickly.
As confidence in the company's fate has plummeted, the amount it feels compelled to raise to calm its many constituents continues to rise. Though $40 billion was the figure over the weekend, it climbed to 75 billion on Monday and, according to a person close to the company, to $100 billion on Tuesday.
The rapid escalation in its potential needs has raised the spectre of bankruptcy. In preparation for a possible bankruptcy filing, AIG has hired New York law firm Weil Gotshal & Manges to advise it. Weil is also working for Lehman Brothers Holdings Inc., which filed for Chapter 11 bankruptcy protection earlier this week.
Experts say insurance bankruptcies are somewhat rare, partly because the insurance industry is largely governed by state law and therefore largely barred from using the federal-bankruptcy system.
The ratings downgrades also triggered a provision in some of AIG's large commercial insurance policies that allow holders to cancel the policies and recoup some of the premiums they paid, according to people familiar with the matter. It's not clear whether policyholders are exercising that right.
But insurance brokers are contending with worried clients who have policies issued by AIG. Daniel Glaser, the head of the brokerage unit at Marsh & McLennan Cos. (and a former AIG executive) posted a letter to customers on the company's Web site saying that AIG is "facing a liquidity crisis." Nonetheless, Mr. Glaser wrote that AIG meets the broker's "financial guidelines," despite recent rating downgrades. "Therefore, we have no restrictions on the use of AIG insurance company subsidiaries for client placements," Mr. Glaser wrote.
In Asia, where AIG operates a wide network of businesses, its affiliates sought to reassure clients that they had sufficient capital to meet all policy claims. Regulators in India, Hong Kong, Singapore and Thailand said local AIG units have enough capital to cover their obligations. Regulators in China said they were monitoring the situation.
Customers outside the U.S. accounted for 79% of AIG's insurance premiums last year, with Japan and Taiwan among its largest markets.
Despite reassurances from regulators that their policies were covered and warnings that cancellations could lead to losses, dozens of people lined up outside AIG-affiliated offices in Singapore. Some waited for three hours to be attended by staffers. Others said that they wanted to make sure that their policies are safe, while others said they would cancel their policies.
—Jon Hilsenrath, Diya Gullapalli, Serena Ng, Damian Paletta and Ashby Jones contributed to this article.
Write to Matthew Karnitschnig at matthew.karnitschnig@wsj.com, Deborah Solomon at deborah.solomon@wsj.com and Liam Pleven at liam.pleven@wsj.com
Federal Reserve Statement on Emergency Loan to AIG: Text
Sept. 16 (Bloomberg) -- The following is a reformatted version of a Federal Reserve statement released today from Washington:
``The Federal Reserve Board on Tuesday, with the full support of the Treasury Department, authorized the Federal Reserve Bank of New York to lend up to $85 billion to the American International Group (AIG) under Section 13(3) of the Federal Reserve Act. The secured loan has terms and conditions designed to protect the interests of the U.S. government and taxpayers.
``The Board determined that, in current circumstances, a disorderly failure of AIG could add to already significant levels of financial market fragility and lead to substantially higher borrowing costs, reduced household wealth and materially weaker economic performance.
``The purpose of this liquidity facility is to assist AIG in meeting its obligations as they come due. This loan will facilitate a process under which AIG will sell certain of its businesses in an orderly manner, with the least possible disruption to the overall economy.
``The AIG facility has a 24-month term. Interest will accrue on the outstanding balance at a rate of three-month Libor plus 850 basis points. AIG will be permitted to draw up to $85 billion under the facility.
``The interests of taxpayers are protected by key terms of the loan. The loan is collateralized by all the assets of AIG, and of its primary non-regulated subsidiaries. These assets include the stock of substantially all of the regulated subsidiaries. The loan is expected to be repaid from the proceeds of the sale of the firm's assets. The U.S. government will receive a 79.9 percent equity interest in AIG and has the right to veto the payment of dividends to common and preferred shareholders.''
Last Updated: September 16, 2008 21:00 EDT
5 septembre 墨子
墨子
卷二
卷一 親士第一 入國而不存其士,則亡國矣。見賢而不急,則緩其君矣。非賢無急,非士無與慮國。緩賢忘士,而能以其國存者,未曾有也。
今有負其子而汲者,隊其子於井中,其母必從而道之。今歲凶、民饑、道餓,重其子此疚於隊,其可無察邪?故時年歲善,則民仁且良;時年歲凶,則民吝且惡。夫民何常此之有?為者疾,食者眾,則歲無豐。故曰財不足則反之時,食不足則反之用。故先民以時生財。固本而用財,則財足。故雖上世之聖王,豈能使五穀常收,而旱水不至哉?然而無凍餓之民者何也?其力時急,而自養儉也。故夏書曰:『禹七年水』,殷書曰:『湯五年旱』,此其離凶餓甚矣,然而民不凍餓者何也?其生財密,其用之節也。 故倉無備粟,不可以待凶饑。庫無備兵,雖有義不能征無義。城郭不備全,不可以自守。心無備慮,不可以應卒。是若慶忌無去之心,不能輕出。夫桀無待湯之備,故放;紂無待武之備,故殺。桀、紂貴為天子,富有天下,然而皆滅亡於百里之君者何也?有富貴而不為備也。故備者國之重也,食者國之寶也,兵者國之爪也,城者所以自守也,此三者國之具也。故曰以其極賞,以賜無功,虛其府庫,以備車馬衣裘奇怪,苦其役徒,以治宮室觀樂,死又厚為棺槨,多為衣裘,生時治臺榭,死又脩墳墓,故民苦於外,府庫單於內,上不厭其樂,下不堪其苦。故國離寇敵則傷,民見凶饑則亡,此皆備不具之罪也。且夫食者,聖人之所寶也。故周書曰:『國無三年之食者,國非其國也;家無三年之食者,子非其子也。』此之謂國備。」
C敬语:吾常闻墨子之名,未曾亲睹,今日一见,是圣人之德。圣人善心善语,当使流布天下,代代相传,吾受教矣。 |
|
|